Loan Typical Loan-to-Value Ratio Average Interest Rates
SBA 504 Loan 80% – 90% 4.1% – 4.6%
SBA 7(a) Loan 80% – 90% 6.5% – 9.0%
USDA Business & Industry Loan 75% – 80% 6.5% – 9.0%
Traditional Bank Loan 70% – 80% 4.0% – 8.0%
Online Loan 70% – 90% 7.0% – 30.0%
Construction Loan 70% – 80% 5.3% – 6.3%
Conduit (CMBS) Loan 70% – 75% 4.0% – 5.0%
Insurance Loan (incl. Life) 60% – 75% 4.1% – 4.5%
FHA Hospital/Senior Care Loan 75% – 83% 3.7% – 4.7%
Fannie Mae Apartment Loan 70% – 80% 3.0% – 5.1%
Freddie Mac Apartment Loan 70% – 80% 3.2% – 4.3%
Bridge Loan 80% – 90% 9.0% – 13.0%
Soft Money Loan 60% – 65% 6.5% – 17.5%
Hard Money Loan 50% – 55% 10.0% – 20.0%