Today’s national mortgage rate trends
For today , Monday, the average 30-year fixed-mortgage rate is 3.18%, unchanged since the same time last week. If you’re in the market for a mortgage refinance, the average 30-year refinance rate is 3.17%, an increase of 2 basis points over the last seven days. Meanwhile, the national 15-year refinance rate is 2.49%, a decrease of 1 basis point over the last week. Whether you’re looking to buy or refinance, Bankrate often has offers below the national average to help you fund your home for less.
We’ve determined the national averages for mortgage and refinance rates from our most recent survey of the nation’s largest mortgage lenders. Our own mortgage and refinance rates are calculated at the close of the business day, and include annual percentage rates and/or annual percentage yields. The rate averages tend to be volatile, and are intended to help consumers identify day-to-day movement.
Note: The rates quoted above are Bankrate’s overnight average rates, which are collected from some of the nation’s top lenders after the close of each business day. These averages tend to be volatile, but help consumers see the movement of rates day to day.