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Category: Finance Terms

commercial finance, Finance Terms, News

Landlords Super Happy & Tenants Super Furious with Texas New Law

https://youtu.be/krXXaNBTjlI Landlords Can Now Legally Charge 10% of Rent For Late Fees. But proceed with caution, remember you want cash flow as an investor, think long term. Texas just passed the law to allow Landlords to charge 10% of Rent…

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September 17, 2019September 26, 2020late fees, rent, renter, texas
Finance Terms, News

Your Network is Your Net Worth

You’ve probably heard the term “Your Network is your Net Worth.” ? ⁠ Well, You can’t just surround yourself with people who are successful and expect to have success. Nor can you expect that the successful people you surround yourself…

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September 12, 2019September 26, 2020biggerpockets, financial freedom, real estate investments
Finance Terms, News

BitCoin Notice To All Investor

Important message as we enter the next Bitcoin bull market: - BTC is very volatile - You can lose all of your money - Only invest what is ok to lose - Twitter is not investment advice - Don't buy…

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September 11, 2019September 26, 2020advice, bigger pockets, bitcoin, investment, risk, roi
commercial finance, Finance Terms

Bond …. James "Bond" — What is a Bond?

Bond A bond is a fixed income investment in which an investor loans money to an entity (typically corporate or governmental) which borrows the funds for a defined period of time at a variable or fixed interest rate. Bonds are…

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August 30, 2018September 26, 2020bond, free, investment, learning, terms
commercial finance, Finance Terms

What is Debt-Ratio and how do lenders use it?

Basically it is a ratio of debt vs assets.  Many lenders view this ratio as a way to determine the company's / persons financial strength.  A lender will view a person with small debt vs large assets much better then…

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May 13, 2018September 26, 2020debt ratio, learning, tips
commercial finance, Finance Terms

Treasury Yield – What most banks base your loan on

What is the 'Treasury Yield' Treasury yield is the return on investment, expressed as a percentage, on the U.S. government's debt obligations. Looked at another way, the Treasury yield is the interest rate that the U.S. government pays to borrow money for…

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April 25, 2018September 26, 2020treasury yield
commercial finance, Finance Terms

Cost of Capital – COC and Opportunity

Note on Cost of Capital: Remember money has value, you can lose on opportunities that may arise, but your money is tied up in another investment & cannot move on the new one that is much better. Thus you lost…

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April 24, 2018September 26, 2020business, cost of capital
commercial finance, Finance Terms

NET Profit – ALL NET is what investors look at

NET Profit: In simplest terms, NET profit the money left over after paying all expenses including carrying cost. Net profit, also referred to as the bottom line, net income, or net earnings is a measure of the profitability of a venture after accounting for all…

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April 24, 2018September 26, 2020business, net profit
commercial finance, Finance Terms

CapEx – Capital Expenditures and the balance of improvement & ROI

Capital Expenditure - CAPEX Capital expenditure, or CapEx, are funds used by a company to acquire, upgrade, and maintain physical assets such as property, industrial buildings, or equipment. CapEx is often used to undertake new projects or investments by the…

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April 24, 2018September 26, 2020capex, capital expenditure
commercial finance, Finance Terms

The almighty Profit & Loss Statement (P & L or Income Statement)

A profit and loss statement (P&L) is a financial statement that summarizes the revenues, costs and expenses incurred during a specific period of time, usually a fiscal quarter or year. These records provide information about a company's ability – or lack…

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April 24, 2018September 26, 2020analysis, commercial, profit and loss

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ROI vs Cap Rate

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High Cap Rate Investment Properties

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  • Amazon the Ecommerce Giant is investing in tiny town in Texas January 24, 2020
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  • 2 Houston Gas Stations For Sale – C-Stores January 14, 2020
  • Pier 1 – National Tenant Shutting Down 450+ Stores January 13, 2020

Investment Property List

  • New Chevron Gas Station for Lease & 2 Other Deals May 16, 2020
  • Amazon the Ecommerce Giant is investing in tiny town in Texas January 24, 2020
  • 7.4% Cap Rate on Class-A Shopping Center Houston – National Tenants January 21, 2020
  • 2 Houston Gas Stations For Sale – C-Stores January 14, 2020
  • Pier 1 – National Tenant Shutting Down 450+ Stores January 13, 2020

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